Savings Squirrel

A plain record of UK savings rates worth knowing about — including the ones that quietly step down once the bonus runs out.

22 accounts · 20 providers · checked 17–28 Aug 2026

Easy access

4 accounts
ProviderProductRateNotes
LemFiLemFi Instant Access Savings Account5.00%
then 3.04%
Includes 1.89% bonus for 6 months; reverts to ~3.04% tracker (BoE base -0.75%)
Tembo MoneyHomeSaver4.55%Standalone rate; rises to 5.55% if you complete a mortgage via Tembo within 3 years
Tesco BankInternet Saver4.53%Includes 3.48% bonus for 12 months, paid on anniversary. Source URL unverified — homepage/best-guess path, confirm before wiring the scraper.
SnoopSnoop Savings4.00%One of the few paying interest daily rather than monthly/annually. Source URL unverified — homepage/best-guess path, confirm before wiring the scraper.

Notice

3 accounts
ProviderProductRateNotes
Bank of London and The Middle East90 Day Notice Account (Issue 10)4.37%Expected profit rateShari'ah-compliant, expected profit rate rather than AER; managed by phone/post, not online
Kent Reliance (OneSavings Bank plc)60 Day Notice Savings Account (Issue 75)4.25%
RCI Bank UKE-Volve Savings 14 Day Notice Account4.00%Green account — deposits fund EV/charging infrastructure

Regular saver

2 accounts
ProviderProductRateNotes
Lloyds BankMonthly Saver (regular saver)8.00%Deposit £25-£250/month; requires a Lloyds/Club Lloyds current account. Source URL unverified — confirm before wiring the scraper.
First DirectRegular Saver Account7.00%Deposit up to £300/month; requires a First Direct current account. Source URL unverified — confirm before wiring the scraper.

Cash ISA — easy access

3 accounts
ProviderProductRateNotes
SidekickCash ISA4.61%3.23% base + 1.38% bonus for 6 months; flexible ISA; spread across 3 partner banks for 3x FSCS cover
Chip (Chip Financial Group)Smart Cash ISA4.58%Includes 0.80% bonus for 12 months
MoneyboxCash ISA4.57%
then 0.75%
Includes 1.12% bonus for 12 months; rate drops to 0.75% from the 4th withdrawal in a year

Cash ISA — notice

2 accounts
ProviderProductRateNotes
The Stafford Building SocietyNotice 90 Cash ISA4.10%Source URL unverified — homepage only; confirm before wiring the scraper.
Dudley Building Society30 Day Notice Cash ISA (Issue 4)3.70%

Cash ISA — fixed

3 accounts
ProviderProductRateNotes
Marsden Building SocietyFixed Rate Cash ISA (Issue 330)4.87%Matures 30 Sept 2031 (~5-year term)
Vida Savings (Vida Bank)2 Year Fixed Rate ISA4.77%Also listed via the Raisin savings platform
AlRayan Bank (via Meteor Savings platform)1 Year Fixed Rate Cash ISA (via Meteor Savings)via platform4.72%Expected profit rateShari'ah-compliant, expected profit rate

Fixed rate bond

5 accounts
ProviderProductRateNotes
Investec SaveFixed Rate Saver (3 Year)5.00%
Afin Bank5-Year Fixed Term Account (Issue 13)5.00%Source URL unverified — homepage only, no confirmed rates sub-page; confirm before wiring the scraper.
Chetwood Bank5 Year Fixed Rate Savings Account5.00%
Investec SaveFixed Rate Saver (2 Year)4.95%
AlRayan Bank (via Meteor Savings platform)1 Year Fixed Term Deposit (via Meteor Savings)via platform4.90%Expected profit rateShari'ah-compliant, expected profit rate; no further additions once opened

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